Independent consumer file. Not The General. Not Sentry.

NEGATIVE REVIEWS

The complaints, with the link still attached

This index is not a Nashville roundup. BBB posts one corporate complaint file on the headquarters page and says that file covers the headquarters and the other corporate offices. Customers write in from across the United States. The bureau often redacts the state, so a missing state is not a clean record.

United States, in one list

Snapshots of that file have shown about 326 to 351 complaints in three years. These are the patterns on the pages, then the states the text actually names.

  1. 01

    Claims go quiet

    Most pages of the corporate file are “Service or Repair” complaints: an adjuster does not call, a total-loss offer stalls, a rental clock runs out, or a third party cannot get a human. Samples run from 2024 through August 2026.

  2. 02

    The second bill is not the quote

    Filers describe a price that moves after they bind: $66 to more than $600, a quote that tripled after a Social Security number, a second month doubled for an excluded driver, and a “city rate revision” the company would not document.

  3. 03

    Cancel, then a balance

    People report a $29 balance sent toward collections after a lapse, a $729 bill after they tried to drop a scrapped car, a $1,600 reinstatement demand, and short policies that still produced a collector.

  4. 04

    The state never gets the proof

    SR-22 and DMV filings show up by name in Illinois and Indiana, and in at least two complaints where BBB redacted the state. One 2026 complaint says a wrong VIN suspended a registration.

  5. 05

    The other driver is stuck too

    People hit by a General customer file the same silence. One November 2025 complaint cites Florida motor-vehicle law. An August 2025 complaint asks Pennsylvania’s insurance department about prompt payment.

Open the full U.S. complaint file

BBB complaints

The corporate file, posted on the headquarters page, covers customers nationwide. Recent snapshots list roughly 338 to 351 complaints in three years. BBB often redacts the state.

BBB customer reviews

223 reviews averaging 2.42 out of 5 on the same nationwide corporate profile, separate from the A+ letter grade.

Trustpilot, 1-star only

Overall score is about 4.7 from roughly 144,000 reviews. The company invites reviews. This filter is the negative slice.

Insurify reviews

1,500+ user ratings. Overall 3.6/5, with claims, value, and discounts the weaker lines.

Reddit search

Unsolicited threads from policyholders and body shops. Not a rating, but the pattern repeats.

Showing 32 of 32

TrustpilotNov 4, 2026 · Unprompted reviewer

A five-day policy change repriced the renewal

Posted on Trustpilot as an unprompted review. The writer says a short policy change moved a $97 quote to a $129 renewal after a $32 charge, that agents repeated “this is your offer, it can change anytime,” and that a switch to Progressive saved about $500 a year. The General replied on the thread.

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RedditFeb 24, 2026 · r/Insurance thread

Wife’s claim closed while calls hit voicemail

February 24, 2026 thread on r/Insurance. The original post was later deleted. Comments describe a claim closed the same day it was checked, three calls that reached only voicemail, and regulars telling the family to expect many more calls and to escalate past the assigned adjuster. That is forum advice, not a regulator finding.

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BBB complaintDec 29, 2025 · Complaint filer

Another state, name redacted: SR-22 missing, license suspended

BBB complaint dated December 29, 2025, answered. The filer says the DMV reported that The General did not send proof of insurance “in the correct, federally mandated way,” the license was suspended, and the refund did not cover the extra cost. BBB removed the state name.

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BBB complaintDec 28, 2025 · Complaint filer

The quote tripled after a Social Security number

BBB complaint dated December 28, 2025, answered, filed as a customer-service issue. The filer says the price tripled once a Social Security number was provided, and raises data-sharing and credit-reporting concerns. No state is printed.

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BBB reviewDec 9, 2025 · Milinda H.

Premium climbed with a clean record, then collections

BBB review. She wrote she would not give a star if she had the choice. After finding another insurer she says she could not find a way to cancel, the premium kept rising with no tickets or incidents, a missed payment canceled coverage, and they still billed a month she says she was not covered for — then collections.

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BBB complaintNov 24, 2025 · Florida · Complaint filer

Florida: a claim the filer says state law required them to pay

BBB complaint filed November 24, 2025, type Service or Repair, marked answered on December 8, 2025. The filer writes that the company “goes against Florida motor vehicle laws” to avoid paying a claim. This is an allegation on the national corporate file, not a Florida-only BBB office.

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BBB complaintNov 1, 2025 · Complaint filer

Totaled Jaguar, still unpaid months later

BBB complaint. The filer says a June 2025 crash in a 2020 Jaguar was a total loss and that by November there was still no settlement. The public complaint text describes the dispute as unanswered on the page where it was captured.

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BBB complaintOct 29, 2025 · Complaint filer

Full-coverage claim, and nobody picked up

BBB complaint dated around the October 29, 2025 crash. The filer says they were at fault, carried full coverage, and never once spoke with the assigned representative. Voicemails to the rep, a manager, and the app-listed adjuster went unanswered, while a 30-day rental limit was about to run out.

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BBB reviewOct 28, 2025 · Marilyn M.

The only callback came after a public review

BBB review from a third-party claimant. She says the other driver was found at fault for failure to yield on August 20, 2025, and the only number she had was a claims representative who did not answer or return messages. She wrote that a negative review seemed to be the only way to get a call.

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BBB complaintOct 14, 2025 · Complaint filer

October 14 crash, complaint over how the claim was handled

BBB complaint about claim handling after an accident on October 14, 2025. The filer describes the dispute as a failure to move the claim. The page labeled the matter in the unanswered category when it was indexed.

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BBB reviewOct 13, 2025 · BBB reviewer

Claims desk described as rude and inconsistent

BBB review answered by the company on October 13, 2025. The customer says the claim department was rude, cut them off, and said calls were made that were not. The review asks the company not to take the job if it will not help.

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BBB reviewOct 1, 2025 · Third-party parent

Thirty days after a crash involving a baby, still no adjuster

BBB review from someone who is not a policyholder. She says the driver who hit her and her baby was insured by The General, and after more than 30 days the claims representative had not called despite voicemails, texts the rep had requested, and emails.

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BBB reviewSep 22, 2025 · Crystal L.

Claim closed. Truck not fixed. No rental.

BBB review. She says the claim was closed with no rental, the truck still unrepaired, and no contact for three weeks. The company posted a reply on the BBB page four days later.

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BBB reviewSep 15, 2025 · BBB reviewer

Two weeks in, another $200 showed up

BBB review. The writer says the policy started a little over $200 and seemed fine until two weeks later, when billing jumped by an additional $200-plus. A requested refund was not issued. An invoice arrived instead, with a due date the writer says they never expected that soon.

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BBB complaintAug 15, 2025 · Complaint filer

From $66 to more than $600, then a fight to cancel

BBB complaint dated August 15, 2025, later marked resolved. The filer says the bill moved from $66 to $377 and then past $600, three calls on August 14 did not cancel it the same day, and a last call on August 16 left $6.87 still owed.

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BBB complaintAug 12, 2025 · Pennsylvania · Complaint filer

Pennsylvania: fifteen days, no adjuster, a call for the state DOI

BBB complaint dated August 12, 2025, answered. After a July 28, 2025 crash the filer says the adjuster was silent for more than 15 days, holding up the estimate and a rental extension, and asks the Pennsylvania Department of Insurance to look at prompt-payment rules.

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BBB complaintJul 22, 2025 · Illinois · Complaint filer

Illinois: SR-22 never reached the Secretary of State

BBB complaint dated July 22, 2025, answered. The filer says payments were current and The General still did not send SR-22 proof to the Illinois Secretary of State.

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BBB complaintJul 14, 2025 · Utah · Complaint filer

Utah: premium doubled, then a lapse

BBB complaint dated July 14, 2025, answered. The filer says the premium doubled because proof of a no-fault accident was not processed, the policy lapsed, and reinstatement cost extra with no refund.

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InsurifyJul 7, 2025 · North Carolina · Jane

One average claim, then a payment near $600

Insurify verified review from North Carolina. Jane says she has been with The General for several years and that one claim was handled about average. The complaint is price: the monthly payment for two vehicles climbed until it was almost $600.

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BBB complaintJun 1, 2025 · Complaint filer

A $2,491 claim check that could not be reissued

BBB complaint asking for a reissue of a claim check of $2,491.83 originally issued September 7, 2022, for a July 20, 2022 crash. The filer says the check went stale and later attempts to reach the company for a replacement did not resolve it.

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RedditMay 13, 2025 · Reddit commenter

Told the balance was zero. Then collections, then a lapse.

Comment on the same May 2025 thread. The writer says a representative said nothing was owed at cancellation, a later $360 debit was reversed, collections still called, they paid, and the DMV was then told the policy had lapsed. They say staff blamed the reversal.

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RedditMay 13, 2025 · Pennsylvania · r/povertyfinance poster

From $193 to $710, then a collections letter

Public Reddit post, May 13, 2025. The writer says the bill moved from $193 to $293 to $710 without notice, a quote on a new car was refused, and after canceling they were billed $455 for half a month and told it was going to collections. They say the Pennsylvania DMV later showed zero points, contrary to what a representative had listed.

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BBB complaintMay 9, 2025 · Third-party claimant

Police report in hand, still no contact

BBB complaint from a person hit on May 9, 2025 by a driver they say was insured by The General. They report calling, emailing claims, and sending the police report that named the other driver at fault, without a workable response.

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BBB complaintApr 2, 2025 · Complaint filer

Out of work, told to wait 48 hours, then hung up on

BBB complaint. The writer says the other car was repaired and their own car might not be drivable. On day two of missed work, a call-center employee repeated that the company had 48 hours and ended the call.

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BBB complaintMar 20, 2025 · Third-party claimant

Rear-ended, then routed through a phone tree

BBB complaint from a driver rear-ended by someone insured with the company. They say the phone system, including automated routing, sent them to the wrong department even after they confirmed the destination, and that the assigned claims contact did not help.

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BBB complaintFeb 13, 2025 · Complaint filer

Spouse in the hospital, repair file not moving

BBB complaint. The filer says his wife’s February 13, 2025 crash led to a two-week hospitalization and that he was working with a named adjuster on the vehicle repair without the file moving at the pace the injury required.

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RedditJan 16, 2025 · Georgia · r/personalfinance poster

Canceled after a hike. Months later, a $591 bill.

Public Reddit post, January 16, 2025. The writer says the first month was paid, a letter raised the premium sharply, they bought coverage elsewhere and canceled, and months later a $591 balance was sent to collections. Commenters note state rules about proof of new insurance. The poster says the new policy was in force before the cancel call.

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BBB complaintNov 12, 2024 · Complaint filer

Deductible and drivers changed, then the hang-ups

BBB complaint. The filer says the deductible was eventually put back to $500 after agents and family members changed the policy without authorization. They say accusations followed, calls were ended, and requests for recordings and a manager callback stalled.

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BBB complaintOct 22, 2024 · Complaint filer

Four airbags. Told it was totaled. Then nothing.

BBB complaint about an October 22, 2024 crash. Four airbags deployed. The filer says the adjuster called the car a total and promised answers the next day. The complaint is that the answers did not come.

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BBB complaintOct 1, 2024 · Complaint filer

Hit in July, shop still waiting on the adjuster

BBB complaint. The writer says the car was hit in July and only later reached a shop, that the adjuster would not answer the body shop, and that rental was refused. They describe the repair as something they did not want rushed just to close the file.

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BBB complaintSep 30, 2024 · Complaint filer

Liability policy, then a collision denial fight

BBB complaint. The filer says they bought a 2008 Yukon on September 30, 2024 and basic liability through The General, filed a claim the same day, and were told there was no collision coverage and the claim was denied. A later supervisor search of the policy is part of the dispute they filed.

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BBB complaintNov 20, 2022 · Indiana · Complaint filer

Indiana: a BMV filing the filer says never went out

On the BBB corporate file, a filer says The General did not submit the certificate from a claim to the Indiana BMV. The filing they cite is dated November 20, 2022, and they say the back-and-forth was still unresolved when they complained. The complaint’s own post date is not printed in the excerpt.

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